Finance

We know that purchasing a vehicle is a big investment for most people, and we’re dedicated to making the buying process as straightforward and hassle-free as possible. We can help you create a finance package that could get you behind the wheel of your dream car.

Finance is often a major part of our customers’ car-buying journeys, so we’ve taken the necessary steps to offer a range of great packages along with peace of mind. We’ve developed strong relationships with a wide selection of lenders nationwide for your convenience.

Car Finance Explained

There are three main types of finance deals that you might want to consider:

Hire Purchase (HP)

Sometimes just referred to as HP, this is a loan secured against the vehicle itself. It’s a great choice for people who want to spread out the cost of their car. Typical HP deals involve a deposit, and the remaining balance is paid in instalments plus interest. Once you’ve paid your final instalment, you own the car outright.

Personal Contract Purchase (PCP)

This is a good option for those who like to change their car every few years without paying a large sum each time. You will typically be asked to pay a deposit followed by monthly payments. At the end of the agreed period—for example, three years—you’ll have the option to pay the remaining balance, return the vehicle, or use any equity towards a deal on your next car.

Personal Leasing (Contract Hire)

Contract Hire deals are similar to PCP agreements; however, you won’t have the option to buy the car outright at the end of the term.

Whatever your credit history, we’re in a position to help create the ideal finance solution for you. Get in touch with a member of our friendly team to explore your options.